Something that really concerns me under the current "system" (can we call it that?) is that I am one of the "lucky ones" who "has health insurance" and I can't afford to use it as much as I should. My employer (a non-profit) covers just me for medical and dental on an HMO plan that has a $40 co-payment per visit. I have to pay for my husband and son to have medical and dental, plus for vision for myself and hubby. And then we get to pay some more when we actually go to the doctor. Our dental plan does not require a co-pay for regular twice-yearly visits. We just pay for stuff we have to get done. The vision plan pays most of a regular visit, but only part of the cost of glasses (frames/lenses). That $40 per visit to the doctor is what gets me. When I had the flu this past year, right in the middle of the swine flu madness (mine was not swine flu, thanks), I had the President telling me to stay home from work, HR at work docking me pay because I had run out of sick time, and the $40 co-pay looming over me to boot. I did not go to the doctor. Last year, when I lay on the floor struggling to stop coughing and just breathe one time, that $40 visit got me a "there's nothing we can do, go home and rest." For this I paid $40. And, like I said, I am one of the lucky ones who still has health insurance!!! So, how are we supposed to expect to stay healthy when the cost of doing so can be so prohibitive. I work in a school, so I am GOING TO get sick. Not much I can do about that. My employer is providing what they can. But here I am, employed full time and college educated, and what does it buy me? Doctor visits I frequently can't afford. I can't be the only person in this situation.